Should I file my taxes? No income, unemployed, but paid 2k in student loan interestHow do I estimate my tax refund if I've held multiple jobs?Tax benefit to paying off student loan interest while in schoolShould I pay off a 0% interest car loan or put money towards high principal student loans?Received federal student loan collection letter, but never had one. What to do?Student interest loan deduction during year with residence changeShould I File as an Independent in Order to Claim the American Opportunity Tax Credit?Why must my student loan payment be split instead of all toward highest interest?Incorrect student loan arrears balance - should I pay it?Would it be possible to exclude relocation reimbursement from income if I incurred it in 2017 but received in Feb-2018?Estimating the amount of my 2018 tax refund

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Should I file my taxes? No income, unemployed, but paid 2k in student loan interest


How do I estimate my tax refund if I've held multiple jobs?Tax benefit to paying off student loan interest while in schoolShould I pay off a 0% interest car loan or put money towards high principal student loans?Received federal student loan collection letter, but never had one. What to do?Student interest loan deduction during year with residence changeShould I File as an Independent in Order to Claim the American Opportunity Tax Credit?Why must my student loan payment be split instead of all toward highest interest?Incorrect student loan arrears balance - should I pay it?Would it be possible to exclude relocation reimbursement from income if I incurred it in 2017 but received in Feb-2018?Estimating the amount of my 2018 tax refund













7















This question is hypothetical.



I was unemployed for the entire year of 2018 and had no income. I lived with a parent and had enough savings from a previous job to pay for myself and make all of my student loan payments.



I paid about $2,000 in student loan interest.



Should I file my taxes this year, and will I be able to get a tax refund in the mail? In previous years when I was employed, I filed my taxes and got a nice refund, partly because of the interest I paid on student loans.



This is in New Jersey, America.










share|improve this question









New contributor




user83226 is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.















  • 4





    Just to clarify, will your parents claim you as a dependent?

    – Nosjack
    13 hours ago







  • 3





    "Should I file" and "Will I get a refund" are two different questions. Simple filings are free and simple to do. No downside, free, and simple things should generally be done.

    – corsiKa
    9 hours ago
















7















This question is hypothetical.



I was unemployed for the entire year of 2018 and had no income. I lived with a parent and had enough savings from a previous job to pay for myself and make all of my student loan payments.



I paid about $2,000 in student loan interest.



Should I file my taxes this year, and will I be able to get a tax refund in the mail? In previous years when I was employed, I filed my taxes and got a nice refund, partly because of the interest I paid on student loans.



This is in New Jersey, America.










share|improve this question









New contributor




user83226 is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.















  • 4





    Just to clarify, will your parents claim you as a dependent?

    – Nosjack
    13 hours ago







  • 3





    "Should I file" and "Will I get a refund" are two different questions. Simple filings are free and simple to do. No downside, free, and simple things should generally be done.

    – corsiKa
    9 hours ago














7












7








7


1






This question is hypothetical.



I was unemployed for the entire year of 2018 and had no income. I lived with a parent and had enough savings from a previous job to pay for myself and make all of my student loan payments.



I paid about $2,000 in student loan interest.



Should I file my taxes this year, and will I be able to get a tax refund in the mail? In previous years when I was employed, I filed my taxes and got a nice refund, partly because of the interest I paid on student loans.



This is in New Jersey, America.










share|improve this question









New contributor




user83226 is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.












This question is hypothetical.



I was unemployed for the entire year of 2018 and had no income. I lived with a parent and had enough savings from a previous job to pay for myself and make all of my student loan payments.



I paid about $2,000 in student loan interest.



Should I file my taxes this year, and will I be able to get a tax refund in the mail? In previous years when I was employed, I filed my taxes and got a nice refund, partly because of the interest I paid on student loans.



This is in New Jersey, America.







united-states taxes student-loan interest unemployment






share|improve this question









New contributor




user83226 is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.











share|improve this question









New contributor




user83226 is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.









share|improve this question




share|improve this question








edited 12 hours ago









yoozer8

2,04631123




2,04631123






New contributor




user83226 is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
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asked 13 hours ago









user83226user83226

362




362




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user83226 is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.





New contributor





user83226 is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.






user83226 is a new contributor to this site. Take care in asking for clarification, commenting, and answering.
Check out our Code of Conduct.







  • 4





    Just to clarify, will your parents claim you as a dependent?

    – Nosjack
    13 hours ago







  • 3





    "Should I file" and "Will I get a refund" are two different questions. Simple filings are free and simple to do. No downside, free, and simple things should generally be done.

    – corsiKa
    9 hours ago













  • 4





    Just to clarify, will your parents claim you as a dependent?

    – Nosjack
    13 hours ago







  • 3





    "Should I file" and "Will I get a refund" are two different questions. Simple filings are free and simple to do. No downside, free, and simple things should generally be done.

    – corsiKa
    9 hours ago








4




4





Just to clarify, will your parents claim you as a dependent?

– Nosjack
13 hours ago






Just to clarify, will your parents claim you as a dependent?

– Nosjack
13 hours ago





3




3





"Should I file" and "Will I get a refund" are two different questions. Simple filings are free and simple to do. No downside, free, and simple things should generally be done.

– corsiKa
9 hours ago






"Should I file" and "Will I get a refund" are two different questions. Simple filings are free and simple to do. No downside, free, and simple things should generally be done.

– corsiKa
9 hours ago











4 Answers
4






active

oldest

votes


















13














Student loan interest is a deduction. A deduction reduces your tax liability. If you had no income and you don't have a tax liability you can't get a refund since you didn't get more tax withheld than you have to pay.






share|improve this answer


















  • 5





    if you have an IRA, convert a chunk to Roth, and deduct your student loan deduction from that tax liability.

    – Aganju
    11 hours ago











  • If OP files, might they be able to carry that interest over to future years?

    – corsiKa
    9 hours ago






  • 2





    Deductions reduce your taxable income if possible (i.e. if you have income to deduct from); reducing your taxable income reduces your taxes but not dollar for dollar, e.g. in the 22% bracket reducing TI $1000 reduces taxes $220. Credits directly reduce your liability. Student loan interest is not a credit, but if you are currently a student (and not claimed as a dependent) or parent of one, AOTC or LLC is a credit.

    – dave_thompson_085
    9 hours ago












  • @Aganju: Seriously? How do you expect someone with no income, unemployed, has an IRA?

    – R..
    7 hours ago






  • 2





    @R.. , the OP wrote: "had enough savings from a previous job".

    – Aganju
    6 hours ago


















11














The word "refund" means "money that you previously paid and that you are now getting back". A tax refund is where you had money withheld from your paycheck (or you otherwise made tax payments), and you get some of that back. If you didn't pay any taxes, then you can't get a refund, because there's no money that you paid to refund (there are a few complications to that due to things like Earned Income Tax Credit, but since you didn't have any income that doesn't apply). If you have deductions that exceed your taxable income, they are "wasted" unless you can carry them forward.






share|improve this answer


















  • 1





    In addition to requiring 'Goldilocks' income (some but not too much), EITC requires you not be a dependent or qualifying child of someone else, which this OP might be.

    – dave_thompson_085
    9 hours ago






  • 1





    There is such a thing as a "refundable credit", which is money that comes back to you regardless of whether you had money withheld or have tax liability. They are rare though, and it is unlikely OP qualifies for any of them given the situation they described.

    – Seth R
    9 hours ago


















1














EXAMPLE: If you paid $2,000 in interest in a year and you can demonstrate that you received $5,000 salary in a year, you would be able to say to show on your form this information and they will tax you only for the $3,000 difference.



FOR YOU: You apparently earned no money in the tax-year, but paid $2,000 in interest the tax year. This will mean you are not taxed in 2018 for income. You will not get anything from it, but it's free, easy, and very important to show: When you fill out your form and I strongly encourage you to do so, first check that you're not a dependent already, then file showing that you made no money, but you paid interest on student loans.



The reason for filing, even though you won't receive anything is that you may be interested in buying a home or something and they'll ask for your last two tax filings, etc. and you will show you did due diligence.



Bonus: if by some miracle they decide to give us a bit of relief for our outrageous student loans you can show documentation that you did everything right and by the book.






share|improve this answer























  • I have an outrageous mortgage, where's my relief?

    – Glen Yates
    6 hours ago


















0














You are not required to file a return because your income is less than the filing threshold. The IRS has a site here to check that. I did my best to guess answers, even assuming that you were able to be claimed as a dependent by someone else, and it said you did not have to file. If you do file, you will have zero liability. As others have said, you might want to file so you have a return to show people in the future. You are allowed to file for three years, so if you don't file now and it becomes an issue you can file then. You would also want to file if you had a refund coming, either because you had tax withheld (you didn't) or you had a refundable education credit coming.






share|improve this answer






















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    4 Answers
    4






    active

    oldest

    votes








    4 Answers
    4






    active

    oldest

    votes









    active

    oldest

    votes






    active

    oldest

    votes









    13














    Student loan interest is a deduction. A deduction reduces your tax liability. If you had no income and you don't have a tax liability you can't get a refund since you didn't get more tax withheld than you have to pay.






    share|improve this answer


















    • 5





      if you have an IRA, convert a chunk to Roth, and deduct your student loan deduction from that tax liability.

      – Aganju
      11 hours ago











    • If OP files, might they be able to carry that interest over to future years?

      – corsiKa
      9 hours ago






    • 2





      Deductions reduce your taxable income if possible (i.e. if you have income to deduct from); reducing your taxable income reduces your taxes but not dollar for dollar, e.g. in the 22% bracket reducing TI $1000 reduces taxes $220. Credits directly reduce your liability. Student loan interest is not a credit, but if you are currently a student (and not claimed as a dependent) or parent of one, AOTC or LLC is a credit.

      – dave_thompson_085
      9 hours ago












    • @Aganju: Seriously? How do you expect someone with no income, unemployed, has an IRA?

      – R..
      7 hours ago






    • 2





      @R.. , the OP wrote: "had enough savings from a previous job".

      – Aganju
      6 hours ago















    13














    Student loan interest is a deduction. A deduction reduces your tax liability. If you had no income and you don't have a tax liability you can't get a refund since you didn't get more tax withheld than you have to pay.






    share|improve this answer


















    • 5





      if you have an IRA, convert a chunk to Roth, and deduct your student loan deduction from that tax liability.

      – Aganju
      11 hours ago











    • If OP files, might they be able to carry that interest over to future years?

      – corsiKa
      9 hours ago






    • 2





      Deductions reduce your taxable income if possible (i.e. if you have income to deduct from); reducing your taxable income reduces your taxes but not dollar for dollar, e.g. in the 22% bracket reducing TI $1000 reduces taxes $220. Credits directly reduce your liability. Student loan interest is not a credit, but if you are currently a student (and not claimed as a dependent) or parent of one, AOTC or LLC is a credit.

      – dave_thompson_085
      9 hours ago












    • @Aganju: Seriously? How do you expect someone with no income, unemployed, has an IRA?

      – R..
      7 hours ago






    • 2





      @R.. , the OP wrote: "had enough savings from a previous job".

      – Aganju
      6 hours ago













    13












    13








    13







    Student loan interest is a deduction. A deduction reduces your tax liability. If you had no income and you don't have a tax liability you can't get a refund since you didn't get more tax withheld than you have to pay.






    share|improve this answer













    Student loan interest is a deduction. A deduction reduces your tax liability. If you had no income and you don't have a tax liability you can't get a refund since you didn't get more tax withheld than you have to pay.







    share|improve this answer












    share|improve this answer



    share|improve this answer










    answered 12 hours ago









    xyiousxyious

    1,177314




    1,177314







    • 5





      if you have an IRA, convert a chunk to Roth, and deduct your student loan deduction from that tax liability.

      – Aganju
      11 hours ago











    • If OP files, might they be able to carry that interest over to future years?

      – corsiKa
      9 hours ago






    • 2





      Deductions reduce your taxable income if possible (i.e. if you have income to deduct from); reducing your taxable income reduces your taxes but not dollar for dollar, e.g. in the 22% bracket reducing TI $1000 reduces taxes $220. Credits directly reduce your liability. Student loan interest is not a credit, but if you are currently a student (and not claimed as a dependent) or parent of one, AOTC or LLC is a credit.

      – dave_thompson_085
      9 hours ago












    • @Aganju: Seriously? How do you expect someone with no income, unemployed, has an IRA?

      – R..
      7 hours ago






    • 2





      @R.. , the OP wrote: "had enough savings from a previous job".

      – Aganju
      6 hours ago












    • 5





      if you have an IRA, convert a chunk to Roth, and deduct your student loan deduction from that tax liability.

      – Aganju
      11 hours ago











    • If OP files, might they be able to carry that interest over to future years?

      – corsiKa
      9 hours ago






    • 2





      Deductions reduce your taxable income if possible (i.e. if you have income to deduct from); reducing your taxable income reduces your taxes but not dollar for dollar, e.g. in the 22% bracket reducing TI $1000 reduces taxes $220. Credits directly reduce your liability. Student loan interest is not a credit, but if you are currently a student (and not claimed as a dependent) or parent of one, AOTC or LLC is a credit.

      – dave_thompson_085
      9 hours ago












    • @Aganju: Seriously? How do you expect someone with no income, unemployed, has an IRA?

      – R..
      7 hours ago






    • 2





      @R.. , the OP wrote: "had enough savings from a previous job".

      – Aganju
      6 hours ago







    5




    5





    if you have an IRA, convert a chunk to Roth, and deduct your student loan deduction from that tax liability.

    – Aganju
    11 hours ago





    if you have an IRA, convert a chunk to Roth, and deduct your student loan deduction from that tax liability.

    – Aganju
    11 hours ago













    If OP files, might they be able to carry that interest over to future years?

    – corsiKa
    9 hours ago





    If OP files, might they be able to carry that interest over to future years?

    – corsiKa
    9 hours ago




    2




    2





    Deductions reduce your taxable income if possible (i.e. if you have income to deduct from); reducing your taxable income reduces your taxes but not dollar for dollar, e.g. in the 22% bracket reducing TI $1000 reduces taxes $220. Credits directly reduce your liability. Student loan interest is not a credit, but if you are currently a student (and not claimed as a dependent) or parent of one, AOTC or LLC is a credit.

    – dave_thompson_085
    9 hours ago






    Deductions reduce your taxable income if possible (i.e. if you have income to deduct from); reducing your taxable income reduces your taxes but not dollar for dollar, e.g. in the 22% bracket reducing TI $1000 reduces taxes $220. Credits directly reduce your liability. Student loan interest is not a credit, but if you are currently a student (and not claimed as a dependent) or parent of one, AOTC or LLC is a credit.

    – dave_thompson_085
    9 hours ago














    @Aganju: Seriously? How do you expect someone with no income, unemployed, has an IRA?

    – R..
    7 hours ago





    @Aganju: Seriously? How do you expect someone with no income, unemployed, has an IRA?

    – R..
    7 hours ago




    2




    2





    @R.. , the OP wrote: "had enough savings from a previous job".

    – Aganju
    6 hours ago





    @R.. , the OP wrote: "had enough savings from a previous job".

    – Aganju
    6 hours ago













    11














    The word "refund" means "money that you previously paid and that you are now getting back". A tax refund is where you had money withheld from your paycheck (or you otherwise made tax payments), and you get some of that back. If you didn't pay any taxes, then you can't get a refund, because there's no money that you paid to refund (there are a few complications to that due to things like Earned Income Tax Credit, but since you didn't have any income that doesn't apply). If you have deductions that exceed your taxable income, they are "wasted" unless you can carry them forward.






    share|improve this answer


















    • 1





      In addition to requiring 'Goldilocks' income (some but not too much), EITC requires you not be a dependent or qualifying child of someone else, which this OP might be.

      – dave_thompson_085
      9 hours ago






    • 1





      There is such a thing as a "refundable credit", which is money that comes back to you regardless of whether you had money withheld or have tax liability. They are rare though, and it is unlikely OP qualifies for any of them given the situation they described.

      – Seth R
      9 hours ago















    11














    The word "refund" means "money that you previously paid and that you are now getting back". A tax refund is where you had money withheld from your paycheck (or you otherwise made tax payments), and you get some of that back. If you didn't pay any taxes, then you can't get a refund, because there's no money that you paid to refund (there are a few complications to that due to things like Earned Income Tax Credit, but since you didn't have any income that doesn't apply). If you have deductions that exceed your taxable income, they are "wasted" unless you can carry them forward.






    share|improve this answer


















    • 1





      In addition to requiring 'Goldilocks' income (some but not too much), EITC requires you not be a dependent or qualifying child of someone else, which this OP might be.

      – dave_thompson_085
      9 hours ago






    • 1





      There is such a thing as a "refundable credit", which is money that comes back to you regardless of whether you had money withheld or have tax liability. They are rare though, and it is unlikely OP qualifies for any of them given the situation they described.

      – Seth R
      9 hours ago













    11












    11








    11







    The word "refund" means "money that you previously paid and that you are now getting back". A tax refund is where you had money withheld from your paycheck (or you otherwise made tax payments), and you get some of that back. If you didn't pay any taxes, then you can't get a refund, because there's no money that you paid to refund (there are a few complications to that due to things like Earned Income Tax Credit, but since you didn't have any income that doesn't apply). If you have deductions that exceed your taxable income, they are "wasted" unless you can carry them forward.






    share|improve this answer













    The word "refund" means "money that you previously paid and that you are now getting back". A tax refund is where you had money withheld from your paycheck (or you otherwise made tax payments), and you get some of that back. If you didn't pay any taxes, then you can't get a refund, because there's no money that you paid to refund (there are a few complications to that due to things like Earned Income Tax Credit, but since you didn't have any income that doesn't apply). If you have deductions that exceed your taxable income, they are "wasted" unless you can carry them forward.







    share|improve this answer












    share|improve this answer



    share|improve this answer










    answered 11 hours ago









    AcccumulationAcccumulation

    3,596415




    3,596415







    • 1





      In addition to requiring 'Goldilocks' income (some but not too much), EITC requires you not be a dependent or qualifying child of someone else, which this OP might be.

      – dave_thompson_085
      9 hours ago






    • 1





      There is such a thing as a "refundable credit", which is money that comes back to you regardless of whether you had money withheld or have tax liability. They are rare though, and it is unlikely OP qualifies for any of them given the situation they described.

      – Seth R
      9 hours ago












    • 1





      In addition to requiring 'Goldilocks' income (some but not too much), EITC requires you not be a dependent or qualifying child of someone else, which this OP might be.

      – dave_thompson_085
      9 hours ago






    • 1





      There is such a thing as a "refundable credit", which is money that comes back to you regardless of whether you had money withheld or have tax liability. They are rare though, and it is unlikely OP qualifies for any of them given the situation they described.

      – Seth R
      9 hours ago







    1




    1





    In addition to requiring 'Goldilocks' income (some but not too much), EITC requires you not be a dependent or qualifying child of someone else, which this OP might be.

    – dave_thompson_085
    9 hours ago





    In addition to requiring 'Goldilocks' income (some but not too much), EITC requires you not be a dependent or qualifying child of someone else, which this OP might be.

    – dave_thompson_085
    9 hours ago




    1




    1





    There is such a thing as a "refundable credit", which is money that comes back to you regardless of whether you had money withheld or have tax liability. They are rare though, and it is unlikely OP qualifies for any of them given the situation they described.

    – Seth R
    9 hours ago





    There is such a thing as a "refundable credit", which is money that comes back to you regardless of whether you had money withheld or have tax liability. They are rare though, and it is unlikely OP qualifies for any of them given the situation they described.

    – Seth R
    9 hours ago











    1














    EXAMPLE: If you paid $2,000 in interest in a year and you can demonstrate that you received $5,000 salary in a year, you would be able to say to show on your form this information and they will tax you only for the $3,000 difference.



    FOR YOU: You apparently earned no money in the tax-year, but paid $2,000 in interest the tax year. This will mean you are not taxed in 2018 for income. You will not get anything from it, but it's free, easy, and very important to show: When you fill out your form and I strongly encourage you to do so, first check that you're not a dependent already, then file showing that you made no money, but you paid interest on student loans.



    The reason for filing, even though you won't receive anything is that you may be interested in buying a home or something and they'll ask for your last two tax filings, etc. and you will show you did due diligence.



    Bonus: if by some miracle they decide to give us a bit of relief for our outrageous student loans you can show documentation that you did everything right and by the book.






    share|improve this answer























    • I have an outrageous mortgage, where's my relief?

      – Glen Yates
      6 hours ago















    1














    EXAMPLE: If you paid $2,000 in interest in a year and you can demonstrate that you received $5,000 salary in a year, you would be able to say to show on your form this information and they will tax you only for the $3,000 difference.



    FOR YOU: You apparently earned no money in the tax-year, but paid $2,000 in interest the tax year. This will mean you are not taxed in 2018 for income. You will not get anything from it, but it's free, easy, and very important to show: When you fill out your form and I strongly encourage you to do so, first check that you're not a dependent already, then file showing that you made no money, but you paid interest on student loans.



    The reason for filing, even though you won't receive anything is that you may be interested in buying a home or something and they'll ask for your last two tax filings, etc. and you will show you did due diligence.



    Bonus: if by some miracle they decide to give us a bit of relief for our outrageous student loans you can show documentation that you did everything right and by the book.






    share|improve this answer























    • I have an outrageous mortgage, where's my relief?

      – Glen Yates
      6 hours ago













    1












    1








    1







    EXAMPLE: If you paid $2,000 in interest in a year and you can demonstrate that you received $5,000 salary in a year, you would be able to say to show on your form this information and they will tax you only for the $3,000 difference.



    FOR YOU: You apparently earned no money in the tax-year, but paid $2,000 in interest the tax year. This will mean you are not taxed in 2018 for income. You will not get anything from it, but it's free, easy, and very important to show: When you fill out your form and I strongly encourage you to do so, first check that you're not a dependent already, then file showing that you made no money, but you paid interest on student loans.



    The reason for filing, even though you won't receive anything is that you may be interested in buying a home or something and they'll ask for your last two tax filings, etc. and you will show you did due diligence.



    Bonus: if by some miracle they decide to give us a bit of relief for our outrageous student loans you can show documentation that you did everything right and by the book.






    share|improve this answer













    EXAMPLE: If you paid $2,000 in interest in a year and you can demonstrate that you received $5,000 salary in a year, you would be able to say to show on your form this information and they will tax you only for the $3,000 difference.



    FOR YOU: You apparently earned no money in the tax-year, but paid $2,000 in interest the tax year. This will mean you are not taxed in 2018 for income. You will not get anything from it, but it's free, easy, and very important to show: When you fill out your form and I strongly encourage you to do so, first check that you're not a dependent already, then file showing that you made no money, but you paid interest on student loans.



    The reason for filing, even though you won't receive anything is that you may be interested in buying a home or something and they'll ask for your last two tax filings, etc. and you will show you did due diligence.



    Bonus: if by some miracle they decide to give us a bit of relief for our outrageous student loans you can show documentation that you did everything right and by the book.







    share|improve this answer












    share|improve this answer



    share|improve this answer










    answered 8 hours ago









    MikeyMikey

    26426




    26426












    • I have an outrageous mortgage, where's my relief?

      – Glen Yates
      6 hours ago

















    • I have an outrageous mortgage, where's my relief?

      – Glen Yates
      6 hours ago
















    I have an outrageous mortgage, where's my relief?

    – Glen Yates
    6 hours ago





    I have an outrageous mortgage, where's my relief?

    – Glen Yates
    6 hours ago











    0














    You are not required to file a return because your income is less than the filing threshold. The IRS has a site here to check that. I did my best to guess answers, even assuming that you were able to be claimed as a dependent by someone else, and it said you did not have to file. If you do file, you will have zero liability. As others have said, you might want to file so you have a return to show people in the future. You are allowed to file for three years, so if you don't file now and it becomes an issue you can file then. You would also want to file if you had a refund coming, either because you had tax withheld (you didn't) or you had a refundable education credit coming.






    share|improve this answer



























      0














      You are not required to file a return because your income is less than the filing threshold. The IRS has a site here to check that. I did my best to guess answers, even assuming that you were able to be claimed as a dependent by someone else, and it said you did not have to file. If you do file, you will have zero liability. As others have said, you might want to file so you have a return to show people in the future. You are allowed to file for three years, so if you don't file now and it becomes an issue you can file then. You would also want to file if you had a refund coming, either because you had tax withheld (you didn't) or you had a refundable education credit coming.






      share|improve this answer

























        0












        0








        0







        You are not required to file a return because your income is less than the filing threshold. The IRS has a site here to check that. I did my best to guess answers, even assuming that you were able to be claimed as a dependent by someone else, and it said you did not have to file. If you do file, you will have zero liability. As others have said, you might want to file so you have a return to show people in the future. You are allowed to file for three years, so if you don't file now and it becomes an issue you can file then. You would also want to file if you had a refund coming, either because you had tax withheld (you didn't) or you had a refundable education credit coming.






        share|improve this answer













        You are not required to file a return because your income is less than the filing threshold. The IRS has a site here to check that. I did my best to guess answers, even assuming that you were able to be claimed as a dependent by someone else, and it said you did not have to file. If you do file, you will have zero liability. As others have said, you might want to file so you have a return to show people in the future. You are allowed to file for three years, so if you don't file now and it becomes an issue you can file then. You would also want to file if you had a refund coming, either because you had tax withheld (you didn't) or you had a refundable education credit coming.







        share|improve this answer












        share|improve this answer



        share|improve this answer










        answered 4 hours ago









        Ross MillikanRoss Millikan

        37516




        37516




















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